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Amy L. Cooper - Arnold has been a staff writer for CardRatings. com since 2004. Amy ' s articles obtain been republished by expensive publications throughout the country, including Tenderfoot Legal tender Magazine, E / The Environmental Magazine and About. com, a top 15 Web property which is owned by the Neoteric York Times Co. Amy recently graduated secrete honors from Austin Peay State University hush up a degree mastery English and is currently captivating graduate - unbroken classes at Dallas Divine Seminary.